Defined simply, insurance fraud is any type of act allegedly committed by an individual with the intent to fraudulently obtain payment from an insurer. Insurance fraud has been a problem in society ever since the dawning of insurance as a commercial enterprise, which has caused government officials to scrupulously crackdown on any person they believe to be committing the offense. There are many different types of insurance fraud, but the most common types include:
With auto insurance fraud being the most common, insurance companies will often try to charge innocent drivers. This kind of fraud occurs when a driver intentionally gets into a car accident in order to file an insurance claim and obtain compensation. Car accidents can be complicated and an insurance company may try to avoid paying a claim by saying it was a fraud.
Life insurance fraud is one that most people have only seen on television or in the news. This is when someone fakes their death or has a questionable death in order for their life insurance carrier to make a big payout. These charges can be harder to have dismissed as evidence can quickly pile up against you. Property insurance fraud is when a person intentionally steals from their own business and then tries to file a claim with their insurance carrier. These cases can often be proven to be mistakes as the item could have been misplaced or there was a miscommunication.
Workers’ compensation fraud can come from either the employer or the employee and can include exaggerating injuries from the injured employee, amongst other things. Medical insurance fraud can result from becoming injured on purpose to file a claim or pretending that your injuries are more severe than they are. This can also consist of lying about your disability. Medical insurance fraud can be pretty complex, and you should enlist the help of a Los Angeles insurance fraud lawyer to fight these charges and come out with a favorable outcome.
Law enforcement and government agencies generally run thorough investigations to detect insurance fraud in Los Angeles and throughout the rest of the nation. First, they examine what types of claims are most susceptible to fraudulent charges. By running numbers through a computer, comparing insurance claims against national statistics, they are able to crack down on the claims that are more likely to be fraudulent. After closely examining all possible fraudulent claims, the investigation will move on to each individual for further analysis.
Just like in any computer system, we understand that errors may occur that can cause an innocent individual to look guilty of insurance fraud. if you or someone you know has been accused of fraud, including insurance fraud, mortgage fraud, healthcare fraud, Medicare fraud, Medicaid fraud, or consumer fraud, it will be absolutely necessary to contact a seasoned Los Angeles criminal defense attorney well-versed in all aspects of the law surrounding fraud charges.
Being charged with insurance fraud can be confusing, and it can be challenging to know what to do next. You should never try to fight an insurance fraud charge on your own. If you hire the right Los Angeles insurance fraud lawyer, you can get favorable results. Several steps need to be taken to get a successful outcome in your insurance fraud claim.
First, we will need to investigate the facts of the case. We will look for holes in the insurance paperwork or elsewhere that can prevent the opposing attorney from further taking the matter. We will then file legal motions on your behalf to have the charges dropped or lowered. There are many instances when insurance company lawyers will add costs or make initial charges more severe. Filing motions after evaluating the facts of the case can end the legal battle abruptly.
In some cases, we will need to file additional motions to suppress illegal evidence that the insurance company presented. This means that evidence collected was done so illegally, weakening the prosecutor’s case resulting in dismissals or a plea deal. If the case is still not dismissed, it is time to present a solid legal defense to prevent criminal conviction. If a case goes to trial, we will fight aggressively to show the jury and the court that your actions were not intentional.
When seeking exceptionally aggressive and innovative legal representation for your fraud charges, speak with a Los Angeles insurance fraud defense lawyer from Okabe & Haushalter immediately. Our firm has the skills necessary to litigate in and out of a courtroom on behalf of our clients. After serving the Los Angeles and South Bay communities for many years, the legal team at our firm is ready to take on even the most challenging cases.
Contact a Los Angeles white collar crime lawyer from our firm today for superior legal representation with insurance fraud charges.